A Team of Financial Experts


In OneStop Financial Solutions, we listen and provide you with tailored financial advice.

businessmen discussing mortgage and insurance advice


OneStop Financial Solutions was established in 2016 by director Matt Willoughby, we were originally known as Matt Willoughby Limited. Since then, we have grown our team and range of services and have since rebranded in 2021 to OneStop Financial Solutions.

Our Mission

Our key mission is pretty simple, to take a holistic approach and encompass all of our financial services to take our clients on a full financial journey and help them achieve their goals.  We take the time to understand you or your business, where you are at currently and where you ultimately want to head and tailor our advice and support to help you get there.  If you are unsure of what your financial future looks like we can help you get clarity, set goals and support you on your journey.

Our Focus

One of our biggest focuses is not just providing you with the information and tools to get ahead but actively providing ongoing support, coaching and accountability to ensure you are reaching your full potential.

A Team of Experts

We have a team of experts in each of our different departments, we are a firm believer that there is no point in being a jack of all trades and master of none. This means our clients will likely deal with multiple members of our team for the different services that we offer, ensuring they always get the best advice from the best person.

Work with Care

We truly care about each and every one of our clients, it brings us immense joy helping people get ahead, achieve their goals and help in protecting their livelihood.

matt onestop financial solutions team

Matt Willoughby

Financial Adviser & Director

Matt Willoughby is a Financial Adviser and the Managing Director of OneStop Financial Solutions.  Matt joined the Financial Services industry in 2013, working with a top Auckland Financial Services Firm and learning the ropes from a team of experienced advisers.  In 2016 he started his own venture and Matt Willoughby Limited came to fruition.  Fast forward to 2020 and Matt Willoughby Limited was rebranded to OneStop Financial Solutions, to encompass the broad range of services and growing team of experts in a range of different areas. 

Matt has extensive experience and a deep understanding of all things mortgage, insurance, ACC, KiwiSaver and property investment, being an investor himself.  Best of all he has a huge passion for helping people get ahead and achieve more. 

Outside of work Matt is a doting husband and father to his wife Midi and children Madelyn and Asher.  He is also a big car enthusiast and enjoys spending time on the track.

ali onestop financial solutions team

Ali Al Bazzaz

Financial Adviser, Founder & Managing Director

Ali graduated from the University of Baghdad with a Bachelor of Science in Accounting.  By the age of seventeen, he was simultaneously studying full time and running his own business.  In 2000, Ali made the decision to sell his business and move to NZ with his family where he saw a brighter and more secure future.  Within three years of being on Kiwi soil, Ali opened his first business in NZ, a Civic Video store in Whangaparoa and another later in Royal Oak.  Ali identified the decline of the DVD rental industry and later went on to purchase and revamp Burger Fuel in Parnell.  It was during this time that Ali started turning his attention towards a healthy and active lifestyle, which ultimately lead to his decision to leave the fast food industry.  

This is when Ali was introduced to the world of Financial Services and truly found his passion.  Ali genuinely loves helping and supporting people, both his clients and his co-workers, this has led to Ali not only being a Financial Adviser but our New Business Mentor, working with our team of advisers to help them deliver outstanding service, advice and support to our clients.  

In his spare time Ali will likely be found at the gym, catching up with friends, spending time with his kids or walking his adorably fur baby Leonard.

steph onestop financial solutions team

Steph Kolovos

Financial Adviser & Operations Support

Steph is one of our Financial Advisers and also supports Matt with the day-to-day business operations.  Steph was introduced to the industry in 2015 and has been hooked ever since.  

Steph has extensive experience in the personal insurance space, working with clients to achieve the best possible outcome when obtaining insurance policies and guiding them through the claims process.  Steph is a massive empath and loves using her experience and understanding of the industry to help everyone she comes across. 

Steph loves spending time with her friends and family as well as out on the boat fishing with her partner Michael.

marcia onestop financial solutions team

Marcia Te Ratana

Personal Assistant to Matt Willoughby

Marcia joined the team at the start of 2021 and assists Matt to achieve his best in the business as his personal assistant. Marcia has many years of experience in administration across a range of industries. Forever learning, Marcia is very excited to now be in the mortgage and insurance industry and is enjoying seeing clients achieve their dream of becoming homeowners. 

Marcia is a devoted wife to husband Vallance and mother to Hunter, Cooper & Kyla-Rae who keep her very busy with all their school and sports activities. Alongside spending time with family and friends, Marcia also enjoys the odd game of Netball when she can fit it in.

Meet The Team

dave onestop financial solutions team


Mortgage Support Specialist

Dave is our Office Lending Manager, his tasks involve preparing mortgage applications to submit to lenders and managing the application from submission to settlement, working with the clients, lenders and advisers along the way. Dave is a highly experienced professional with a background in New Zealand and global banking and financial organisations over the past 28 + years. 

Dave is a big supporter of his children’s sport in the weekends, which is taken up on the side lines at netball and basketball where they play competitively.  When he has time, he loves to go fishing and fires up his BBQ every chance he can get. He a big supporter of the Auckland Blues & NZ Warriors.

katie onestop financial solutions team


Financial Adviser

Katie is one of our Financial Advisers with good experience in the Insurance, Kiwisaver and Mortgage industries. Through years of training, a couple of fantastic mentors and a lot of hard work to become a financial adviser, she is now in a position to help other motivated Kiwi’s by giving them a strategy to smash their goals and not to focus on the small things they can’t control. She is passionate about working with her clients to make a positive impact in both their personal and professional lives through a combination of good information, awesome advice and a high level of continued support.

Katie is an ultra-marathon runner and loves to spend time out on the trails and on the water; volunteering with Coastguard, sailing yacht and in the Hauraki Gulf.

kish onestop financial solutions team


Financial Adviser

Kish is a Financial Adviser and one of the newest additions to the team.  Kish previously owned and ran a car sales yard in Auckland.  One thing that become very apparent to Kish was the large amount of people that would come through and purchase vehicles on finance, often taking fancy cars and large loans.  When it came time to move on and choose a different career path, Kish wanted to do something that helped people make better financial decisions and get ahead. This is where his journey with OneStop Financial Solutions started.  Kish loves working with his clients to set financial goals and work through the various steps and stages to achieve them. 

Kish has a passion for Travelling, Car’s, Motorsport and love’s spending his spare time going fishing.

tim onestop financial solutions team


Mortgage Support Specialist

Tim is a 3rd-year student studying a Bachelor of Digital Technologies, majoring in Software Development and has previously worked as an Analyst & Database coordinator. Tim has worked closely with Matt for years, supporting him with the submission and processing of home loan applications, working with the banks, advisers and clients.

When not at work, Tim will typically be found spending time with his wife, family or at university, he enjoys playing disc golf and board games.

jo onestop financial solutions team


Mortgage Support Specialist

Jo initially started her working career as a social worker but shifted toward Office Admin and Customer Service and hasn’t looked back. Among numerous tasks, Jo is responsible for the first stage of the mortgage process, critically gathering and collecting supporting information and assisting Matt in delivering the great turnaround times that we have become known for.

When not at work, Jo loves to binge-watch movies, read good books, listen to 80’s music, and work as a volunteer at her local church. Jo is a proud single mum of 2 awesome kids.

emma onestop financial solutions team


Personal Assistant to Ali Al Bazzaz

Originally from Northland, Emma moved to Auckland 10 years ago to travel and work as a Flight Attendant. Due to the impacts of Covid, she endeavoured on a new career path and became a Personal Assistant for Ali Al Bazzaz.  Emma is very bubbly and friendly and loves working with clients and being able to provide support wherever she can. 

Emma’s a mum to 2 little boys, Alika and Armani. In her spare time, she loves to exercise and likes helping people keep fit and healthy. 

kim onestop financial solutions team

Kim Oliver

Insurance Support Specialist

Kim has been in the insurance industry since early 2014, and has worked for 2 of New Zealand’s largest insurance providers. This has helped her gain a deep understanding of how the industry works. After a few years Kim decided to leave the corporate world, and preferred being part of a small team. She is now putting her years of experience to good use, assisting the OneStop team with their administrative and client servicing needs.  

In her free time Kim enjoys hosting friends and family for dinner parties, experiments with the art of chocolate making, and also spends time as a volunteer for a horse riding school for kids with disabilities.


  • NFirst Home Buyers Auckland Wide
  • NMobile Mortgage Brokers
  • NIndependently Owned
  • NSpecific Advice Includes Tailored Debt Reduction Techniques
  • N100% Free Service
Google Rating
Based on 15 reviews
Facebook Rating


    See what our clients have to say

    Social Rating
    Based on 15 reviews

    Matt and the One Stop team were incredibly helpful securing my mortgage and insurance. He thought out side the box and worked hard to overcome a few hurdles along the way. He was incredibly professional yet relatable and approachable. He made my first home buying experience incredibly smooth and easy. Thanks Matt!
    Gavin Woodward
    Gavin Woodward
    21:57 19 Oct 21
    A great help. made things so much easier for us
    Baby Online
    Baby Online
    04:58 08 Jun 21
    Wow what can I say, my first home buying went so much smoother than I ever imagined! I knew absolutely nothing about mortgages and Matt had explained everything in terms I could totally understand. He made the whole process smooth and seamless, without much work from us because him and his team had done it all! Thank you so much for everything you've done so far 🙂
    Olivia Atrushi
    Olivia Atrushi
    02:47 08 Jun 21
    Matt Willoughby and TeamProfessional, Caring and ProactiveWords cannot explain how grateful we are to work with Matt and his team to buy our very first home. They made the impossible possible. We were delighted by their professionalism and how proactive they were throughout this whole process. Matt and team got our trust from day 1 cos he showed that they care and will do everything possible to make things work. To Matt, Dave and the rest of the Team Matt Willoughby East Tamaki. Thank you so much for your guys relentless effort. We are proud first home owners and we forever appreciate you.
    ea faletau
    ea faletau
    04:10 16 Apr 21
    Matt was easy to work with and did a great job of negotiating good rates for our mortgage. Our pre-approval came through really quickly thanks to Matt and his team. We found the advice received on how to structure the mortgage very clear and helpful.
    Natalie C
    Natalie C
    08:28 07 Apr 21
    Matt and his team were amazing during the entire house hunting and purchasing process. We crossed the line with a wealth of knowledge thanks to Matt taking the time to simplify and considerately interpret the sometimes confusing nature of having a mortgage. Thanks again.
    Matt Setefano
    Matt Setefano
    19:42 24 Feb 21
    I will recommend Matt to everyone. My partner and I owe him for helping us get into the Auckland property market. Not only is he professional, simplifies the daunting process of purchasing a home. He is always a phone call away when you have any questions (very quick in returning a call).When issues or concerns were raised by the bank, Matt went into fight for us and got us across the line.Thanks Matt, five stars ⭐️ ⭐️⭐️⭐️⭐️
    Paul Norman
    Paul Norman
    05:35 29 Sep 20
    Matt and his team were awesome at helping us into our first home. They were professional, communicative and would go out of their way to ensure that we were tended to at every stage of the process.
    Dominic schryvers
    Dominic schryvers
    23:01 18 Mar 20
    My husband and I had a 3year goal in place to buy our first home. A friend of ours told us about Matt Willoughby so i sent him a text. Matt and his amazing team were able to help us buy our first home in less than 6months. What seems impossible quickly became a reality for us.Although a few hiccups on the way, matt was able to quickly fix it and inform us along the way. Ive seen people go through this process of buying a home and being stressed, but our experience was great! absolutely recommend Matt and his team.Thanks again Matt and team for helping us.
    Vaioleti Atiola
    Vaioleti Atiola
    03:08 21 Feb 20
    Our dream of being first home buyers seemed unreachable until we found Matt! Thankyou so much for the awesome advice and encouragement along the way. Excellent!!
    Melanie Boyce
    Melanie Boyce
    05:06 28 May 19
    We would not have been able to fulfill the kiwi dream and buy our first home if it was not for Matt Willoughby Ltd. They respond quickly and were able to communicate in a way that let us understand the entire process. Will use again for any lending in the future.
    Tim Booth
    Tim Booth
    01:15 23 May 19
    Absolutely fantastic, really communicative and patient for a first-home buyer that hasn't gone through this process before. Would highly recommend his services.
    Shane Henderson
    Shane Henderson
    03:24 08 Mar 19
    Matt Willoughby you have helped both me and my partner so much! You have exceeded all expectations and gone above and beyond! Matt helped me and my partner re-finance our mortgage he helped us with everything! It was a struggle as it felt like everything that could go wrong went wrong but he persevered and not only got us a "good" interest rate he got us the BEST interest rate and the BEST repayments. I would highly recommend Matt as he makes the impossible happen and doesn’t pass that stress on! Matt you are amazing take credit you deserve this so much you literally ease the stress and you take the weight off your client’s shoulders! You have done an amazing great job Thank you SOOOOOOOOOOOOOO MUCH 100+ Stars 🙂
    Flo & Geoff
    Flo & Geoff
    20:45 20 Dec 18
    So helpful! Matt helped secure us a really good rate with great cash back and a loan structure that will take years off our mortgage!
    Laura Thompson
    Laura Thompson
    20:10 06 Dec 18
    Hi there, we have moved from mattwilloughby.co.nz to our new home onestopfinancial.co.nz. If you have any question, please contact us. Otherwise, welcome to our new site!