Need a Home Loan?

LET US GET IT FOR YOU.

happy mom and her daughter in the housre
We’re independent mortgage brokers. That means we don’t work for the bank. And we don’t work for a real estate company. We work for you.

OneStop Financial Solutions is one of New Zealand’s leading independent mortgage brokers. Whether you’re a first home buyer or a seasoned investor, we have the experience and specialist expertise you need to simplify the purchasing process.

We’ll pick your brains to understand your needs, provide you with a range of lending options and offer unbiased advice to help you make the best decision for a bright financial future. Best of all, in most cases it won’t cost you a cent.

WHY GET A HOME LOAN THROUGH US?

Simplify the home loan application process, get expert advice and lock in the best rates on the market. We work with all types of lenders to help you secure the right mortgage for your circumstances.
  • ZFree service
  • Expert financial advice doesn’t have to cost an arm and a leg. Lenders pay us a commission for doing the heavy lifting for them, which means we can usually offer our services completely free of charge. We only get paid when you take out a loan, so it’s in our best interests to find you the very best deal possible.
  • ZIndustry expertise
  • We’re home loan specialists. We understand the market, we know what lenders are looking for and we’re prepared to fight tooth and nail to get you the home loan you deserve.
  • ZUnbiased advice
  • We’re in your corner. As independent mortgage brokers, we’re not beholden to the banks, nor are we obligated to do business with a particular lender. We’re here to provide honest advice and give you the best home loan options for your financial situation.
  • ZCreative solutions
  • Securing a mortgage can be tricky if you’re self-employed or have a history of bad credit - but that doesn’t mean it’s impossible. Backed by our robust network of non-bank lenders, we can help you secure a home loan and quickly get you onto the property ladder. You may be able to refinance your home loan with a traditional bank and lock in a more competitive rate further down the track.

Flexible options to suit your needs

First Home Buyers

Ready to get on the property ladder? We’ll help you navigate the complex world of finance, providing you expert insight and honest advice to maximise your chances of a successful application.

READ MORE >

Property Investors

Take control of your financial future. We provide valuable industry insight and financial expertise to help you get the most out of your property investment.

READ MORE >

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Non-bank Lending

Think outside the box. We work with a wide range of non-bank lenders to secure competitive home loans for credit-impaired and self-employed homebuyers.

READ MORE >

READY TO GET STARTED TODAY?

  • NFirst Home Buyers Auckland Wide
  • NMobile Mortgage Brokers
  • NIndependently Owned
  • NSpecific Advice Includes Tailored Debt Reduction Techniques
  • N100% Free Service
Google Rating
5.0
Based on 15 reviews
Facebook Rating

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    Social Rating
    5.0
    Based on 15 reviews

    Matt and the One Stop team were incredibly helpful securing my mortgage and insurance. He thought out side the box and worked hard to overcome a few hurdles along the way. He was incredibly professional yet relatable and approachable. He made my first home buying experience incredibly smooth and easy. Thanks Matt!
    Gavin Woodward
    Gavin Woodward
    21:57 19 Oct 21
    A great help. made things so much easier for us
    Baby Online
    Baby Online
    04:58 08 Jun 21
    Wow what can I say, my first home buying went so much smoother than I ever imagined! I knew absolutely nothing about mortgages and Matt had explained everything in terms I could totally understand. He made the whole process smooth and seamless, without much work from us because him and his team had done it all! Thank you so much for everything you've done so far 🙂
    Olivia Atrushi
    Olivia Atrushi
    02:47 08 Jun 21
    Matt Willoughby and TeamProfessional, Caring and ProactiveWords cannot explain how grateful we are to work with Matt and his team to buy our very first home. They made the impossible possible. We were delighted by their professionalism and how proactive they were throughout this whole process. Matt and team got our trust from day 1 cos he showed that they care and will do everything possible to make things work. To Matt, Dave and the rest of the Team Matt Willoughby East Tamaki. Thank you so much for your guys relentless effort. We are proud first home owners and we forever appreciate you.
    ea faletau
    ea faletau
    04:10 16 Apr 21
    Matt was easy to work with and did a great job of negotiating good rates for our mortgage. Our pre-approval came through really quickly thanks to Matt and his team. We found the advice received on how to structure the mortgage very clear and helpful.
    Natalie C
    Natalie C
    08:28 07 Apr 21
    Matt and his team were amazing during the entire house hunting and purchasing process. We crossed the line with a wealth of knowledge thanks to Matt taking the time to simplify and considerately interpret the sometimes confusing nature of having a mortgage. Thanks again.
    Matt Setefano
    Matt Setefano
    19:42 24 Feb 21
    I will recommend Matt to everyone. My partner and I owe him for helping us get into the Auckland property market. Not only is he professional, simplifies the daunting process of purchasing a home. He is always a phone call away when you have any questions (very quick in returning a call).When issues or concerns were raised by the bank, Matt went into fight for us and got us across the line.Thanks Matt, five stars ⭐️ ⭐️⭐️⭐️⭐️
    Paul Norman
    Paul Norman
    05:35 29 Sep 20
    Matt and his team were awesome at helping us into our first home. They were professional, communicative and would go out of their way to ensure that we were tended to at every stage of the process.
    Dominic schryvers
    Dominic schryvers
    23:01 18 Mar 20
    My husband and I had a 3year goal in place to buy our first home. A friend of ours told us about Matt Willoughby so i sent him a text. Matt and his amazing team were able to help us buy our first home in less than 6months. What seems impossible quickly became a reality for us.Although a few hiccups on the way, matt was able to quickly fix it and inform us along the way. Ive seen people go through this process of buying a home and being stressed, but our experience was great! absolutely recommend Matt and his team.Thanks again Matt and team for helping us.
    Vaioleti Atiola
    Vaioleti Atiola
    03:08 21 Feb 20
    Our dream of being first home buyers seemed unreachable until we found Matt! Thankyou so much for the awesome advice and encouragement along the way. Excellent!!
    Melanie Boyce
    Melanie Boyce
    05:06 28 May 19
    We would not have been able to fulfill the kiwi dream and buy our first home if it was not for Matt Willoughby Ltd. They respond quickly and were able to communicate in a way that let us understand the entire process. Will use again for any lending in the future.
    Tim Booth
    Tim Booth
    01:15 23 May 19
    Absolutely fantastic, really communicative and patient for a first-home buyer that hasn't gone through this process before. Would highly recommend his services.
    Shane Henderson
    Shane Henderson
    03:24 08 Mar 19
    Matt Willoughby you have helped both me and my partner so much! You have exceeded all expectations and gone above and beyond! Matt helped me and my partner re-finance our mortgage he helped us with everything! It was a struggle as it felt like everything that could go wrong went wrong but he persevered and not only got us a "good" interest rate he got us the BEST interest rate and the BEST repayments. I would highly recommend Matt as he makes the impossible happen and doesn’t pass that stress on! Matt you are amazing take credit you deserve this so much you literally ease the stress and you take the weight off your client’s shoulders! You have done an amazing great job Thank you SOOOOOOOOOOOOOO MUCH 100+ Stars 🙂
    Flo & Geoff
    Flo & Geoff
    20:45 20 Dec 18
    So helpful! Matt helped secure us a really good rate with great cash back and a loan structure that will take years off our mortgage!
    Laura Thompson
    Laura Thompson
    20:10 06 Dec 18
    SAME PEOPLE, NEW BRAND
    Hi there, we have moved from mattwilloughby.co.nz to our new home onestopfinancial.co.nz. If you have any question, please contact us. Otherwise, welcome to our new site!