OneStop Mortgage Broker Palmerston North

Secure Your Dream Home with Palmerston North’s Leading Mortgage Brokers at OneStop Financial Solutions

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Why Choose OneStop Financial Solutions for Your Mortgage Needs?

At OneStop Financial Solutions, we understand that finding the right mortgage can be as important as finding the perfect home. As Palmerston North’s best mortgage brokers, we are committed to guiding you through the complexities of home financing with ease and expertise.

Our Palmerston North Mortgage Services Include:

Personalised Service

Our dedicated mortgage brokers take the time to understand your unique situation, ensuring you receive tailored advice that fits your lifestyle and goals.

Competitive Rates

With access to a wide range of lenders, we negotiate on your behalf to secure the most competitive interest rates and terms for your loan.

Expert Advice from Our Mortgage Brokers

Benefit from our in-depth knowledge of the Palmerston North property market, the latest mortgage products, and creative, unconventional thinking to make informed decisions and get the best loan.

Hassle Free Process

We help you handle all the paperwork and liaise with lenders to provide a seamless experience.

No Hidden Fees

Our transparent approach means you’ll know exactly what you’re paying for with no surprises. More often than not, our mortgage broker services are free.

nz couple looking for new home in palmerston north

Palmerston North's One Stop For All Inclusive Mortgage Solutions No Matter Where You're At (Or Where You've Been)

First-Time Home Buyers

Step into your new home with confidence, thanks to our expert guidance and support throughout the entire buying process.

Property Investment

Grow your investment portfolio with strategic mortgage solutions designed to maximise your returns.


Lower your monthly payments or tap into your home equity with our refinancing options tailored to your current needs.

Non-Bank Lending Options

Non-bank lenders can provide more lenient qualifying criteria for those with less-than-perfect credit histories or unique income situations.

Insurance Advice

Protect your investment with the right insurance solutions, offering peace of mind for you and your family.

What services do mortgage brokers offer?

Our Palmerston North mortgage brokers offer services like advising on mortgage basics, helping with loan applications, explaining loan to value ratios (LVRs), deposits, KiwiSaver, and low equity premiums. We also help with refinancing and investment properties.

Can a mortgage broker help me if I have a low deposit?

Our mortgage brokers have access to lenders who offer loans with lower deposits. We can advise you on options like using KiwiSaver as part of your deposit, get creative with sales and purchase agreements, and help you access any available grants.

Is it faster to get a mortgage through a broker than directly with a bank?

Getting a mortgage through a broker can be faster than a bank. We have the expertise to navigate the application process and expedite the paperwork. We also know which lenders process applications faster.

How does a mortgage broker decide which loan is best for me?

Our Palmerston North mortgage brokers assess your financial situation and property goals. We compare various loan options available and find a loan that suits your needs in terms of interest rates, loan features, and repayment structures. We may present you with more than one option. Ultimately, the choice of loan is up to you.

Can mortgage brokers negotiate better rates than I would get on my own?

We can negotiate better rates for you in two ways: through bargaining power or by accessing exclusive loan products not available to the general public. Either way, our goal is to get you the best home loan possible. 

What happens if my mortgage application is declined?

If your application is declined, our mortgage brokers can help you understand why it was rejected and work with you to improve your financial situation. We also have access to many non-bank loan providers, so if one lender says no, there are always options. 

Talk to a Mortgage Broker in Palmerston North with Flexible Options Tailored to Your Needs

Discuss your home loan options in the comfort of our Highland Park office in Auckland, from the convenience of your home or even online; we adapt to your preferences.

Our goal is to make your mortgage process as straightforward and stress-free as possible. With OneStop Financial Solutions, your path to a perfect mortgage is just around the corner, no matter where you are.

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Chat to a Home Loan Specialist (No Cost, No Obligation)

Please complete your contact information and one of our Palmerston North home loan specialists will be in touch.

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What Our Palmerston North Clients Have to Say