Talk to a Life Insurance Broker Today
Comprehensive Life Insurance Plans to Protect Those You Love
Life can be unpredictable. With life insurance, you can enjoy peace of mind knowing your loved ones will be financially secure. Plans are designed to help your family maintain their lifestyle, cover essential expenses, and achieve future goals, even in your absence.
Talk to our experienced life insurance brokers today to find the right cover for your needs.
Is Life Insurance Right For You?
Life insurance is valuable at any life stage. Whether you’re single, married, or have a family, it can provide crucial financial support. Key times to consider life insurance include when you become a parent, take out a mortgage, or even during significant life changes like home renovations.
What Life Insurance Covers
What Can Life Insurance Provide?
In the event of your death, your cover amount can be used for:
- Funeral Costs: Ease the financial burden on your family.
- Mortgage Payments: Ensure your home is paid off.
- Living Expenses: Cover bills and everyday expenses.
- Children’s Education: Secure funds for tertiary education.
- Retirement Needs: Help your partner maintain their retirement plans.
Extra Cover Options
Some policies offer benefits that can be accessed while you are still alive. Here’s a brief overview:
Term Life Insurance:
Provides a death benefit to your beneficiaries if you die within the term of the policy.
Whole Life Insurance:
Provides a death benefit and also builds cash value over time. You can also access the cash value through loans or withdrawals while you are alive.
Critical Illness or Terminal Illness:
Some life insurance policies include benefits if you are diagnosed with a critical or terminal illness. They provide a lump sum or regular payments while you are alive to help with medical expenses or other needs.
Living Benefits:
Policies with living benefits allow you to access a portion of the death benefit if you suffer from a chronic, critical, or terminal illness.
We Partner With New Zealand’s Leading Insurers Including:
Get a Fair Deal on Life Insurance – We Beat Big Business Prices!
Did you know insurance companies are some of the largest and most profitable businesses, right up there with banks? We believe everyone deserves a fair deal, not just big corporations.
We specialise in providing affordable life insurance for those who need it most. If you’re 55+ and already have a life insurance policy, we can typically beat it by 20% or more*.
Our customers are often amazed at how quick and easy our process is. Everything is done via phone, email, and the internet, making it hassle-free.
Click here and complete the form to quickly calculate how much you can save on your life insurance premiums today!
Frequently Asked Questions
What is a life insurance broker?
A life insurance broker is a professional who helps you find and compare different life insurance policies from various providers to find the best coverage for your needs.
Should I use an insurance broker for life insurance?
Yes, using an insurance broker for life insurance can help you navigate options, save time, and potentially get better rates by comparing multiple policies.
How much does a life insurance broker cost?
The cost of a life insurance broker is typically covered by the insurance companies, so there is usually no direct charge to you.
What is the best age to get life insurance?
The best age to get life insurance is when you are young and healthy, as premiums are generally lower and you can secure coverage before any health issues arise.
