This is general advice, not legal advice. If you’re thinking of getting a divorce, please engage a lawyer. Divorce or separation can be a challenging time, especially when dealing with financial matters like your KiwiSaver. After all, you’ve worked hard for these savings, they should remain yours, right? In a
This is general advice, not legal advice. For will and estate planning, please engage a lawyer. Thinking about what happens to KiwiSaver when you die isn’t the most cheerful topic, but it’s important to know. Whether you’re planning your estate or just curious, understanding this can bring peace of mind.
Table of Contents If you’ve been contributing to your KiwiSaver over the last 3 years, then you may be eligible for a First Home Grant or First Home Loan with Kāinga Ora. Kāinga Ora is a crown entity set up under the Kāinga Ora Homes and Communities Act 2019. ‘Kāinga’
Table of Contents Ways a Home Improvement Loan Can Help With Your Property Renovations are a great way to add value to your home and update it to suit your current needs. Whether you’re planning to renovate your kitchen, bathroom or expand on your living room, create a garden space,
Table of Contents How do I actually make an offer on a property? Here’s a Video of an Offer I made to secure an Off the Plans Build recently. Do not text the agent your offer. Do not simply email the agent your offer. You need to put pen to
Table of Contents How an Offset Mortgage Can Help you Save Thousands on your Home Loan Channelling your everyday income and savings onto your mortgage can have a dramatic effect on the total interest payable and the term of your home loan. Less interest charged, mortgage free faster! It’s that
Table of Contents How to Properly Use Revolving Credit to Become Mortgage Free Faster “Hey John and Mary, awesome catching up again this morning thanks for your time! Once again just to confirm and summarise what we discussed… Loan Structure – $50,000 Revolving Credit – $850,000 Fixed for 12m @2.50%
As a self-employed person I pay ACC every year. And like you I hate it! I’ve also been on the receiving end of ACC before, I dislocated my shoulder diving for a try playing touch! It turns out being a Soccer player for many years doesn’t agree with my diving
