Mortgage Broker for Investment Property

Your Partner in Smart Property Investment

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mortgage broker for investment property st albans new zealand

Searching for the right loan to grow your property portfolio? Look no further! As your trusted mortgage broker for investment property in New Zealand, we specialise in helping investors secure the best investment property mortgage that meets their goals. Whether you want to invest in property for the first time or are looking to add to your investment portfolio, we provide expert advice, access to competitive interest rates, and the tools to turn your investment dreams into reality.

Why Work with an Independent Investment Mortgage Broker?

Buying property for investment purposes requires strategic planning, financial insight, and a partner who understands the property market. Here’s how Matt and the team at OneStop Financial Solutions help:

  • Tailored Loan Options: We take the time to understand your financial situation and investment goals. It’s not just about finding you the best loan, we work with accountants and legal professionals to structure your assets, minimise tax, and maximise the money in your pocket. Read our case study to learn more about how we helped a Papakura couple turn their home into a rental, and see for yourself how the right advice can save you a lot of money!
  • Access to Multiple Lenders: As independent mortgage advisors, we have access to a wide range of lenders to negotiate competitive interest rates and terms for your investment mortgage.
  • Specialised Investment Insights: From rental income forecasts to calculating equity, we provide expert guidance to help maximise your returns while minimising risk. We invest in property too (and learned from many mistakes). If you are a new property investor, we’ll guide you along the way so you don’t make some of the mistakes I did in my early 20’s. Plus we stay up to date with the latest developments in the industry.
  • Proven Track Record: We’ve helped countless property investors across the country, from Auckland to smaller towns, obtain the best possible home loan.

Get the Right Loan for Your Property Investment Goals

We understand that every investor is different, which is why we offer tailored advice to match your budget, timeline, and long-term ambitions. Whether you want to buy your next home, refinance your existing loans, or consolidate debt to free up equity, we’ll find the investment loan solution that fits. Choices include:

  • Equity Calculations: Unlock the value of your existing properties to expand your property portfolio.  
  • Interest-Only Loans: Maximise cash flow from your rental properties with flexible repayment options.  
  • Fixed and Floating Rate Mortgages: Choose the interest rate structure that best suits your needs.  
  • Loan Refinancing: Save on payments by switching to a better deal with our help. 
  • Deposit and Financing Advice: Navigate deposit requirements with ease, even for first-time property investors.

Planning Your Next Steps to Invest in Property

Whether you’re working toward creating a passive income stream or building wealth through a strong portfolio, investing in real estate is one of the most reliable paths to financial growth. But it comes with its challenges. Here’s how we ensure success for our clients:

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Comprehensive Mortgage Applications

We simplify the process, handling the paperwork and negotiations for you.  

Market Insights

Stay informed about the real estate market and pricing trends in Auckland and across New Zealand.  

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Budget Planning and Risk Assessment

Ensure your investment aligns with your financial comfort zone while maximising returns.  

Access to Tools Like Mortgage Calculators

Make informed decisions with clear insights into repayment costs and rental income expectations.

Why Choose OneStop Financial Solutions as Your Broker to Buy an Investment Property?

1. Expertise That Works for You

You’ve found the right investment, we’ll find you the right mortgage. 

2. Independent and Unbiased Advice

Unlike banks, we work for you to find the best options from multiple lenders.

3. Holistic Support for Investors

From pre-approval to post-settlement, we’re with you every step of the way.  

4. Flexible Solutions, Tailored for Kiwis

Whether you’re in Auckland or anywhere in NZ, we work with you by phone and online – you don’t need to come into the office or make the trip into the city – unless you want to!

Contact Us Today to Get Started

Let’s discuss your plans and explore your options. Book a no-obligation consultation with an investment mortgage adviser now, and take the first step toward building wealth through rental properties.  

FAQs About Investment Lending

How much deposit do I need for an investment loan in NZ?

This varies, but most lenders require a deposit of at least 20-40%. We can assess your situation and provide strategies to increase your borrowing power.  

Can I use equity from my current property?

Yes! Using the equity in your home or existing properties can help fund the deposit for your next purchase. We’ll find you the right solution for leveraged growth.  

What are my options for repaying an investment property loan?

You can choose between interest-only loans, where you pay only the interest (maximising cash flow), principal and interest mortgage payments, or flexible options like revolving credit loans. We’ll help you decide what works best for you.

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