1st Home Buyer

Saving for a 20% home deposit can feel like a stretch, especially when rent and everyday costs keep climbing. The Kāinga Ora First Home Loan is a government-backed scheme designed to help eligible New Zealand buyers purchase their first home with as little as a 5% deposit. That means for

Buying your first home in New Zealand is one of the biggest financial decisions you will make. Between government schemes, lending restrictions, deposit requirements and the buying process itself, there is a lot to get your head around before you sign anything. This guide walks you through every step of

Picture this: you’re standing at the front door of your dream home, heart racing with excitement as you slide the key into the lock for the first time. Feels amazing, right? But before you can turn that key, there’s one major hurdle to clear – the dreaded minimum deposit. If

Thinking about using your KiwiSaver funds towards your first home? It’s an exciting step and making a KiwiSaver first home withdrawal might mean home ownership is closer than you think. If you’ve been a KiwiSaver member for at least three years, you can get a KiwiSaver first home withdrawal. This

In New Zealand’s robust housing market, the dream of homeownership can seem just out of reach for many, especially given the challenge of saving for a deposit. With the average house price in New Zealand sitting at $925,812 (Trading Economics, February 2024), you’ll need to save a whopping $185,162 deposit.

The Kāinga Ora First Home Grant was discontinued on May 22, 2024, at 1pm. Kāinga Ora stopped accepting new applications after this date. But that doesn’t mean all is lost for first home buyers in New Zealand. There are still other assistance programs designed to help first home buyers enter

Kāinga Ora, known as Homes and Communities, plays a pivotal role in providing public housing in New Zealand. Serving as a cornerstone of community welfare, this organisation is responsible for fostering the availability of quality homes that are affordable and accessible. But, what is Kainga Ora, exactly? It’s a government

  Securing a mortgage can seem like a daunting process, but it doesn’t have to be. At OneStop Financial Solutions, we’re here to help you understand how to get a mortgage, and help make the steps involved more approachable and less overwhelming.  A mortgage is more than just a loan;